Obliged members of the National Insurance Scheme (Folketrygden) will maintain their membership when studying abroad until 12 months after departure. If you are entitled support from the Norwegian Loan Fund (Lånekassen) you are usually a member of Folketrygden. In addition to this, you will need insurance covering the necessary conditions before going on exchange.
Heading to a country within the European Economic Area (EEA/EØS)?
Make sure to bring a European Health Insurance Card before you go. This card proves that you are entitled to the reimbursement of expenses for necessary medical treatment when you are staying in another EEA country or Switzerland temporarily. You are entitled equal treatment as the country's own citizens. You apply for the European Health Insurance Card on the website of HelseNorge.
Going to a country outside the EEA?
If so, you will need health insurance beyond your European Health Insurance Card.
Heading to the US?
Then you should bring a health insurance card from HELFO in addition to proper health insurance. Through the social security system in Norway you are affiliated with the HSI - Health Service International - which temporarily pays the costs you may have if you have to visit a hospital/doctor that exceeds the Norwegian deductible amount. You have to bring the health insurance card with you, and it also requires that you use the doctors/hospitals affiliated with HSI. It is often a good idea to have insurance in addition to this. Try to get an overview of the doctors/hospitals covered by the HSI and decide whether or not you will need extra insurance.
The policy should at least cover:
- Accidents, home contents, and travelling
- Hospital expenses if you travel outside the EEA/USA
- Travel expenses back to Norway in case of serious injury/death
NMBU does not provide their students insurance because it is not allowed to as a state institution. The state is self-insured.
If students want to have the same coverage as workers at the university, they must sign their own travel and personal accident insurance. In some cases, students may still be covered by their parents' insurance.
Students studying or doing fieldwork abroad need travel insurance. Students have to check if they have insurance that will cover damages, loss, and repatriation in case of illness during the exchange.
It is the students' responsibility to make sure they have travel insurance before they leave. We do not recommend specific types of insurance, but refer to ANSAs website (Association of Norwegian Students Abroad). They have services for students who are studying abroad.
Folketrygden provides entitlement to reimbursement of certain medical services, but they do not cover e.g. repatriation in case of illness. Contact various insurance companies or your bank to get more information about what is offered.
Visa and residence permits
You are responsible to get information about visa regulations in the country of destination on your own. Check out the NMBU website with that specific university agreement and contact the country's embassy/consulate. Remember to check that you have a valid passport throughout the stay and that it is in accordance with the national regulations of the country.
Remember to take the necessary vaccinations prior to your departure. You can find more information about vaccinations on Reiseklinikken.
The Government's advice
Sometimes students travel to countries affected by turmoil and conflict. The Norwegian Ministry of Foreign Affairs follows these situations closely and will be able to assist with information about unsafe areas. If you have any questions regarding this issue you should consult the Ministry or check their websites. Sometimes the Norwegian government discourage Norwegians to travel to specific areas. Such messages may come at short notice.